Quiebra Capítulo 7

Bajo el Capítulo 7 se descargan o perdonan sus deudas no aseguradas, como lo son los préstamos personales, deudas de tarjetas de crédito, entre otros. No son descargables las hipotecas, los préstamos de auto, las ventas condicionales sobre enseres, las hipotecas muebles sobre materiales de construcción, los préstamos estudiantiles, las pensiones alimentarias ni los impuestos de los últimos cuatro años. La descarga de las deudas no aseguradas que complicaban su presupuesto le permitirá contar con ingreso disponible para mejorar su calidad de vida.


El deudor radicará la petición solo o con su cónyuge, o de no estar legalmente casados, ambas personas pueden radicar peticiones separadas y pedir la consolidación de sus casos. Presentarán las planillas informativas de sus bienes y deudas y se solicitarán las exenciones aplicables bajo la Ley Federal para proteger sus bienes indispensables. Deberá también someter evidencia del valor de su casa, auto y del balance de sus deudas.

jueves, 4 de octubre de 2012

Bufete Emmanuelli, C.S.P.: Integral Solutions: Counseling, Litigation, Bankruptcies and Federal Social Security

Bufete Emmanuelli, C.S.P.

Integral Solutions: Counseling, Litigation, Bankruptcies and Federal Social Security

The severe economic crisis Puerto Rico has been suffering since 2005 has wreaked havoc on the foundation of our economic development. These difficulties affect the finances of the vast majority of Puerto Rican entrepreneurs. Therefore, there is an urgent need for specialized, effective and affordable counseling and litigation services to help establish new businesses, restructure existing ones and create new international relationships capable of transferring new monies to our economy.

Bufete Emmanuelli, C.S.P., law and notary firm, specializes in counseling and litigation in the following areas: individual and commercial bankruptcy, local and international business development, commercial brands and trademarks, social media and information technology, antitrust law, civil law, commercial law, construction law, labor law, corporate law, damages, contracts, and health and disability under Social Security. Rolando Emmanuelli heads the Firm, Esq. -who has more than 25 years of experience, and author of textbooks and professional books on Evidence Law and litigation. Under his leadership, Bufete Emmanuelli, C.S.P. offers integral turnkey solutions -from the initial complimentary, confidential and non-binding consultation, to delivering a product or service in a cost-effective manner and to the client's satisfaction.

Bufete Emmanuelli, C.S.P. has excellent planning and execution resources for the creation, managing or dissolution of business, financial, intellectual or personal property interests, and the necessary measures to protect its clients, avoid problems or file or defend administrative or judicial claims. Bufete Emmanuelli, C.S.P. sees itself as an instrument to support Puerto Rico's social and economic development. It features the industry's latest information systems, including paperless and Web 2.0 technology for greater speed and efficiency, as well to protect the environment. The Firm's team of professionals has a structured work schedule and protocols with validated quality controls for ethical, prompt and reliable performance. They have the knowledge, skills and experience necessary to offer excellent service in an agile and cost effective fashion.

On March 2012, Bufete Emmanuelli, C.S.P. acquired the Amado Pereira Law Firm and integrated its existing local and international business development, counseling and litigation practice with consumer bankruptcies and business reorganizations. The Firm now offers integrated solutions to start new businesses, implement growth and development, conflict-solving, and corporate or personal business liquidation or reorganization strategies that do not involve bankruptcy, or if necessary, under the provisions of Chapters 7, 11 and 13 of the Federal Bankruptcy Code.

At Bufete Emmanuelli, C.S.P., we feel that most conflicts can be avoided through timely and appropriate planning and legal counseling. Counseling makes conflicts less probable and is a cost-reducing investment. Before going to court, we advise negotiation, mediation or arbitration as alternatives to settle disputes. These alternatives result in an image of good faith before the court or the corresponding venue and produces substantial savings in the cost of services. Although alternate dispute resolution methods are preferable, sometimes it is impossible to avoid a lawsuit. Bufete Emmanuelli, C.S.P.'s work protocols stipulate a preparation and information gathering period prior to filing or answering a lawsuit. This allows us to thoroughly evaluate the merits of the matter at hand and present a clear and convincing case, thus reducing costs and avoiding surprises.

Bufete Emmanuelli, C.S.P. occupies the former Amado Pereira Law Firm facilities in Ponce, Puerto Rico. The office has an excellent location and parking area, and features all necessary resources to offer excellence in service.

Firm profile:

Name: Bufete Emmanuelli, C.S.P.

Number of partners: 1

Number of associates:  3 

Number of Counsels: 2

Year founded: 1966

Areas of practice:  Individual and commercial bankruptcy, local and international business development, commercial brands and trademarks, social media and information technology, antitrust law, civil law, commercial law, construction law, labor law, corporate law, damages, contracts, and health and disability under Social Security

Website: www.bufete-emmanuelli.com

Location:  2803 San Francisco St., Urb. Constancia, Ponce

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